You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.Â. If I'm not mistaken don't some cards just kinda credit you back your first $100-_____ on "travel"? All insurance claims or request for services must be forwarded to the providers. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. As a Scotiabank Passport Visa Infinite cardholder, you have access to the Scotia RewardsTravel Service (operated by our third party travel service provider). The Scotiabank Passport Visa Infinite is a flexible travel rewards credit card that has a lot to offer, but also comes with a few drawbacks. As a Scotiabank Passport Visa Infinite Cardmember, you’ll enjoy rewards and travel benefits. On top of that, keep reading to find out the promotion that’s going on for the card now and how you can capitalize on the bonus point offers. When you purchase common carrier tickets with your Scotiabank Passport Visa Infinite Card, you are eligible for coverage against the loss or the delay of your checked luggage. I kinda mastered the Aeroplan program and I'd rather be on that, but it's uncertainty over the next couple years makes me wanna steer clear a bit. Priority Pass is a third party airport lounge provider and grants their members access to over 1,000 lounges worldwide regardless of the airline or cabin you fly. Conditions apply - see 1 below for further details. The Scotiabank Passport Visa Infinite offers 25,000 Scotia Rewards points after spending $1,000 in the first three months. Thanks! Press J to jump to the feed. To qualify for the 10% cash back and annual fee waiver offer, make sure to: 1. Open a new customer Scotia Momentum ® Visa Infinite * credit card account by February 28, 2021.. 2. To qualify for 30,000 bonus Scotia Rewards points, make sure to. But the Scotiabank Passport Visa Infinite is a well-rounded card that offers a ton of added value with its side perks that are tailored to travellers like its no foreign transaction fees, lounge access, and strong travel insurance package (more on that below). Priority Passâ¢ membership is for the Primary Cardmember on the Scotiabank Passport Visa Infinite account. However, to qualify for the Scotiabank Passport Visa Infinite card you must also agree to a minimum credit limit on the card of $5,000 and have a personal annual income of at least $60,000 or an annual household income of at least $100,000 or have at least $250,000 in assets under management. The Scotiabank Passport Infinite Visa has some awesome perks and benefits available to all cardholders. We do not charge any foreign currency conversion fees, only the exchange rate applies. Discounts in Canada and United States ranging from 5% up to 25% off the lowest available discountable retail rates.Â. If you do a lot of foreign currency spend, use airport lounges more than 4 times per year or have a secondary card holder, the Scotiabank Passport Visa Infinite is a better deal. Coverage includes eligible expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physicians' and surgeons' fees, as well as other eligible medical services and supplies. Before starting on my journey where I remotely work and travel around the world, I researched several different travel cards in Canada.. And it also comes with rare price protection coverage, which can save you loads of money if you can take advantage of it. Scotia Rewards Cardmembers can then redeem points towards the amount of the Post Purchase Travel Redemption charged to the Program Account through scotiarewards.com or by calling 1-800-665-2582.The Post Purchase Travel Redemption must be charged on your Program Card Account and recognized by our systems with the Merchant Category Codes or identifiers: airlines & air carriers; airports, flying fields, and airport terminals; lodgings, hotels, motels and resorts; trailer parks and campgrounds; passenger railways; bus lines; steamship and cruise lines; travel agencies and tour operators; automobile rental agency; motor home and recreational vehicle rentals. Unless cancelled, Priority Pass membership automatically renews on its anniversary date. In this review of the Scotiabank Passport Visa Infinite, I’ll delve into the main topic of foreign exchange fees and ultimately why this is such a good travel credit card for Canadians. If anyone can "sell" me on these points, I'd love to hear it, cuz the card sounds appealing otherwise. According to the credit card review done by Market Ai, Scotiabank Passport Visa Infinite Card is ranked number 51 in terms of purchase rate in the CA credit card market. Appropriately called the Scotiabank Passport™ Visa Infinite* Card, this is a travel must-have you don’t want to go abroad without. Apr 30, 2019 - Scotiabank Passport™ Visa Infinite Business Credit Card and Earn up to $500 in bonus Scotia Rewards® points in your first year†, no foregin transcation fees. Coverage is in place while occupying a common carrier for which you have charged at least 75% of the ticket cost to your Scotiabank Passport Visa Infinite Card, and which is licensed to carry passengers such as airplanes, cruise ships, trains or buses. For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 20,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the âBonus Offerâ). You must have a minimum annual income of $60,000 or a minimum household income of $100,000 or a minimum assets under management of $250,000. All of these cards have first year free and can yield an additional $789 of benefits above this ScotiaBank passport credit card. Get the Scotiabank Passportâ¢ Visa* Infinite Card. Coverage includes: Emergency medical insurance of up to $1 million for you, your spouse, and dependent children on unexpected medical … u/MatchaMochiMiso. This card is very similar to its Gold American Express card brethren except for being a Visa card of course! Use it to transfer money to Canada and show proof of funds before you move. You can get around the WE requirement if you have 400K with the bank, or meet a minimum spend. The 'passport stamp' on the top right corner of the poster says "No FX fee markup" so kudos to Scotia for being the first of the big 5 banks to do it. These 25K points are not worth close to 25K Aeroplan points. I've used Scotia Rewards points on Expedia bookings and at my local pub (which is located inside a hotel...so it codes to the hotel!). You can transfer them in between cards (so yes they will funnel into one card if you want). If you want more than just benefits, Mastercard's World Elite program and Visa's Infinite program has you covered. Before starting on my journey where I remotely work and travel around the world, I researched several different travel cards in Canada.. If you’re not a regular traveller, a different Scotiabank credit card might have rewards better suited to your needs. The lost luggage benefit is limited to the lesser of the value of the covered luggage or the actual replacement cost of the lost or stolen covered luggage, to a combined maximum of $1,000. Dine with some of the biggest names in the food and wine industry in a private, sophisticated setting. Get a chequing account once you arrive with the Scotiabank StartRight program and receive up to $300 in banking benefits. Reddit has thousands of vibrant communities with people that share your interests. Having $250 of travel credit is great in theory, though if I had the same 25,000 points in Aeroplan, I could do much better than $250 worth of value. User. Visa infinite is 60K/100K (privilege is 200K personal.) Charge at least 75% of your ticket cost to your Card and youâre insured against accidental loss of life or dismemberment. The savings of up to 25% applies to Avis base rates and is applicable only to the time and mileage charges of the rental. I see they have a BRG but what are the odds they'll match all OTAs or all airlines? The value of the points redeemed cannot exceed the amount of the Post Purchase Travel Redemption charged to your Program Card Account. Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000. The annual fee of $139 is not waived. June 11, 2019. Scotia Momentum® Visa Infinite* card I have two cards: Tangerine MC and MBNA smart cash MC. The Scotiabank Passport Visa Infinite offers unusual bonus categories that will fit perfectly into many people’s existing lifestyles, offering great reward point value over time. It includes access to airport lounges participating in the Priority Pass program. Conditions apply - see below1 for further details. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. And it also comes with rare price protection coverage, which can save you loads of money if you can take advantage of it. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the credit card network in another manner, in which case this added benefit would not apply.Â Â The annual spend calculation for the $50,000 maximum threshold is calculated annually from January 1st to December 31st each year. Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage. Scotiabank Passport Visa Infinite Business Card Benefits. To get all the benefits and more of this card for free, you could get: ScotiaBank AMEX Gold - at least 25,000 points and at least $50 cash back, BMO World Elite MasterCard- get 4 priority passes plus 35,000 points, BMO World Elite Air Miles MasterCard- get 2 priority passes and 3,300 air miles. That'd be much easier. Edit: Looks like FYF is Scotia staff only. The primary cardmember and/or co-borrower are liable for all charges incurred on the Scotiabank credit card account by any supplementary card issued in connection with the account. Annual period starts from the Account open date and resets every 12 months thereafter. If your rental car is damaged or stolen you are covered for the amount that you are liable to the Rental Agency up to the actual cash value of the vehicle. Priority Pass membership will be cancelled if your Scotiabank Passport Visa Infinite Card is cancelled. Aside from no foreign transaction fees and an industry-leading rewards program, you’ll get additional benefits such as complimentary airport lounge … I settled on the Scotiabank Passport Visa Infinite Card, and for my situation, it was a no-brainer. For a $139 annual fee, your readers can apply for the card today and receive 25,000 bonus points on the first $1,000 worth of purchases in the first 3 months as part of the welcome offer. The Scotiabank Passport Visa Infinite is a premium travel credit card, and so comes with very strong insurance benefits. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.Â, Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Apply now. This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout. What's interesting is that even though this credit card was introduced a few years ago, it's still one of the best travel credit cards in Canada. 5x on groceries and restraints is great. Bonus Offer applies to new Accounts only opened by February 28, 2021.Â, Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Bonus Offer. You’ll get extra insurance, airport lounge access, and many other things – most notably, though, this card does not charge any foreign exchange fees on purchases made in other currencies. Learn more aboutÂ credit card feesÂ andÂ interest ratesÂ . Charge at least 75% of the full ticket cost to your Scotiabank Passport Visa Infinite Card Card and youâll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items. 15. Take advantage of these one-of-a-kind dining, entertainment adventures, and exclusive benefits for Visa Infinite Card holders.11, Whether you need help planning your trip, booking restaurant reservations, or scoring tickets to a show, our concierge is happy to assist you 24/7.14. With no foreign exchange fees, this card outshines competing cards by a large margin. That being said, they're handy for shorter flights, car rentals, etc. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, ScotiaÂ® Credit Card Cheques or cash-like transactions), interest, fees or other charges. You are automatically covered by Collision Loss/Damage Insurance when you rent a vehicle in your name, decline the agency's collision damage waiver or loss damage waiver (or similar provision) and use your Scotiabank Passport Visa Infinite Card to pay for the entire cost of the rental. The Scotiabank Passport Visa Infinite Card offers top-notch travel rewards points on eligible purchases. See the Scotia Rewards program terms and conditions for full details. Certain terms, conditions and exclusions apply. I think Scotiabank Amex Gold dropped to 15,000 and isn't FYF anymore? Visa Infinite Benefits; About This Card. I noticed the … I've tried getting the CIBC aeroplan one and for whatever reason (no one can seem to tell me) I can't get approved for it despite meeting all the criteria. Overall I do agree with your post, but as I don't have huge spending capabilities right now, it's nice for me to just apply for one card instead of four. $10/month fee, and rewards can be transferred to other reward programs. The Scotiabank Passport Visa Infinite Card is a top travel card in Canada that offers (the often elusive) no foreign transaction fees, up to a $300 signup bonus, and a bunch of other rewards and benefits. I do need a visa/MC since I got rid of my TD aeroplan card. Scotiabank Passport Visa Infinite Card | Scotiabank Canada. Offer cannot be combined with other offers, promotions, discounts, or programs, and may not be redeemed for cash. Avis Preferred Plus membership and services are provided by a third party. Savour a delicious, multi-course meal and expertly paired wines. Beginning with the 7th visit for the primary Cardmember, lounge visits are subject to a per person per visit charge of $32 USD (this per visit fee is subject to change by Priority Pass). Free beer! Well about 2.5% to be exact – as that is the average rate … When you spend at least $40,000 in purchases annually on your Scotiabank Passport Visa Infinite account, you will earn 10,000 bonus Scotia Rewards points!8 More details Beyond Travel Rewards Scotia Rewards points are redeemable for Post Purchase Travel Redemptions made through your Program Card. El abono de los Puntos se realizará a partir del décimo día útil de haber cumplido con la meta de consumo. Both offer great perks that take your card way beyond something that simply earns rewards. The Bank of Nova Scotia is not an insurer. Last edited by HermanH on Mar 9th, 2018 10:36 pm, edited 1 time in total. You, your spouse and eligible dependent children will be automatically insured against accidental loss of life, or dismemberment â up to a maximum of $500,000 (to a maximum of $1,000,000 per occurrence). Add an additional Supplementary Cardmember to your Scotiabank Passportâ¢ Visa* Infinite Account. Scotiabank Passport Visa Infinite still appears to be a strong contender here – though it’s not a no fees card. Would have been a winner if it gave 4x reward points on the bonus categories like the Scotiabank Amex Gold does, or if the annual fee was lower. For travellers willing to pay an annual fee, the Scotiabank Passport Visa Infinite card delivers. You must be an eligible Visa Infinite Cardholder with a valid Visa Infinite Card to take advantage of the Visa Infinite benefits and services. The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination. When you check into any hotel or motel in Canada or the U.S., and charge your stay to your Scotiabank Passport Visa Infinite Card, you and your spouse and dependent children travelling with you will be eligible for coverage against theft of your covered personal property if your room is broken into. You will earn 2 points per $1 on the first $50,000 in purchases made on your Scotiabank Passport Visa Infinite account (the âAccountâ) annually at the following: purchases made at merchants classified in the Visa credit card network as: Grocery Stores and Supermarkets; Eating Places and Restaurants, Drinking Places, Fast Food Restaurants; Entertainment including Motion Picture Theaters, Theatrical Producers, Ticket Agencies, Bands, Orchestras, Miscellaneous Entertainers; Railroads, Local and Suburban Commuter Passenger Transportation, including Ferries, Passenger Railways, Taxicabs and Limousines, Bus Lines, Transportation Services (Not Elsewhere Classified). To make up $139 on foreign exchange fees, you have to spend $5,560 at 2.5% fee. ‡ For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends February 28, 2021. Visa payWaveâ¢ is a Trademark of Visa Int./Lic. Scotia Rewards Points And Bonuses This thorough review compares both programs side by side, so you can see the best perks and benefits. Close. Tap your Scotiabank Passportâ¢ Visa* Infinite Card or your smartphone for quick easy payments. For a list of compatible Apple Pay devices, seeÂ https://support.apple.com/km207105. Â, Learn more aboutÂ Scotia Credit Card Protection. The thing that really sets this card apart, though, is the total lack of foreign exchange charges on any purchases. The date of departure is counted as the first day. Hi Mac, thanks for chiming in. (Mind you neither is one that requires an Amazon Prime membership.) Protection (Maximum lifetime liability of $60,000). Interest rates, annual fees and features are subject to change without notice. For more information, please contact the Scotia Rewards Travel Service at 1-800-665-2582. For ScotiaGold Passport, Passport for business, No-Fee Visa Cards (Rental Car Collision Loss Damage only) call: 1-800-756-4941 For Scotiabank More Rewards Visa Cards call: 1-866-614-3895 For Scotiabank Passport Visa Infinite call: 1-877-711-8286 Click to Pay is an online checkout solution provided by a third party that supports American Express, Mastercard and Visa cards and is based on EMVÂ® SRC Specifications. The PP passes with this card alone are worth over $200 so the AF gets made up IMO. I see they have a translator and it 's got the annual there... Food and wine industry in a private, sophisticated setting handy for shorter,... Limitations, restrictions and exclusions apply, including a pre-existing condition exclusion for pre-existing medical.! For travel bookings, merchandise, gift cards, and to check out the current exclusive card holder offers visit... N'T have to book through some Scotiabank portal I gon na be able to get them to match fast! 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